With 963 Capital One bank branches and over 2000 ATMs (as of 2012), Capital One is the eighth largest bank company in the United States in terms of total assets and deposits. The bank is known mainly for its credit cards and auto loans. Capital One, in fact, became the precursor to the marketing of credit cards.
What is Capital One 360?
Capital One has an online banking division which is known as Capital One 360. It was founded in 2000 in Wilmington, Delaware, as a brand for a branchless banking as a separate company named ING Direct. The online service is available 24/7 and can be accessed on your smartphones and tablets too.
The company also has 8 Capital One 360 Cafés across the United States. That means you can discuss your banking needs while having a good coffee time.
Capital One 360 Login
The online service can be accessed through the official website of Capital One. Or you can directly type CapitalOne360.com in your web browser and hit enter. The main website also carries a login area which is actually Capital One 360 Login area.
Now, when you are at CapitalOne360.com enter your user ID, which is your saver ID as well or customer number and click on “Continue.” You will then be prompted to enter you login password. Enter it, and continue and you would have accessed Capital One 360.
Capital One 360 Registration
If you have no account for Capital One 360 login, you can always make one by clicking “Don’t have a Username?” at the bottom of the login area. You will be taken to a new page for account registration.
It is a 4 step process starting with filling your security info. Enter the last 4-digits of your social security number, first 5-digits of your permanent address zip code, date of birth and your primary phone number.
A verification code will be sent to the number you entered. In the second step, you have to enter that verification code to verify your mobile number. Create a username and a secure password in the next process. In the last step you have to select a security question for the safety of your account.
You will be registered after that and can access your account following the details described above.
One Capital One 360 account gives you an advantage from other online banking in the sense that you have a complete access to bank. You can ask for a loan online, pay your credit bills, open new account, manage your investments, and a lot more.
If you open an account through Capital One 360, you avail yields and extra benefits as well. 360 savings accounts give you awesome benefits like $0 minimum balance, APY of 0.75% and there are no monthly fees.